Home | Santa Clara County | San Jose | 95110 | 1120 Locust St
MLS: ML82044909 | Status: Active | Price: $1,075,000
Beds/Baths: 4 / 2
Property Type: Residential
| Beds | Baths | Sq Ft | Sq Ft Lot | Yr Built |
|---|---|---|---|---|
| 4 | 2 | 1,474 | 4,352 | 1955 |
$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.
| Field | Value |
|---|---|
| MLS # | ML82044909 |
| MLS Source | MLSListings, Inc. |
| Days on Site | 17 |
| Feature | Details |
|---|---|
| Dining Room | Eat in Kitchen |
| Family Room | Separate Family Room |
| Flooring | Laminate |
| Cooling | None |
| Heating | Other |
| Feature | Details |
|---|---|
| Roof | Composition |
| Foundation | Slab |
| Feature | Details |
|---|---|
| Garage/Parking | Attached Garage, On Street, Other, Garage: 2 Car(s) |
| Elementary District | San Jose Unified |
| High School District | San Jose Unified |
| Sewer | Public Sewer |
| Water | Public |
| Zoning | R2 |
Robert Garcia
Acquire Inc.
License #: 01408257
Phone: (408) 455-4007
School data provided by GreatSchools.org
| Address | Price | Beds | Baths | Sq Ft | Status |
|---|---|---|---|---|---|
| 973 Prospect St | $949,000 | 3 | 2 | 1,248 | Active |
| 541 Vine St | $1,085,000 | 2 | 1 | 1,230 | Active |
| 843 E Julian St | $1,228,000 | 3 | 2 | 1,664 | Active |
| 393 Rayos Del Sol Dr | $1,048,000 | 4 | 2 | 2,222 | Active |
| 945 Northrup St | $1,239,000 | 2 | 2 | 1,176 | Active |
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This listing information is up-to-date as of May 15, 2026. For the most current information, please contact Robert Garcia, (408) 455-4007.